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Still Getting Denied? Fix What's Really Hurting Your Credit.

See how strategic credit repair can help remove negative accounts, improve your profile, and position you for better approvals, lower rates, and stronger financial opportunities.

+128
Points Added
$26.9K
Debt Removed
754
Peak Score Achieved
Bureaus Covered
Featured Client Result
Starting Score
562
Current Score
754
Experian754
TransUnion732
Equifax748
$26,909
Negative Accounts
Addressed &
Removed
Confidential & Secure
FCRA-Based Strategy
All 3 Bureaus
Free 15-Min Call
Verified Client Results
Presidential Award Recipient
About MWBA Enterprises

Meet Dr. Tamila Glaze

Dr. Tamila Glaze, founder of MWBA Enterprises — credit restoration and financial freedom expert
The Problem

If Your Credit Is Holding You Back, You're Not Alone

Most people don't realize that what's hurting their credit profile may be more than just the score itself. They try to fix it alone and stay stuck. The right strategy changes that.

See Our Approach →

Inaccurate Reporting

Errors and outdated accounts silently damaging a profile you may not even know about.

High Interest Rates

Poor credit can lead to significantly higher interest costs on every loan and card.

Collections & Debt

Negative accounts dragging the profile down without a clear path forward.

Repeated Denials

Rejections with no clear explanation of what to address or where to start.

What may be affecting your profile
Inaccurate Reporting
Negative Accounts
Collections
Inquiries
Utilization Issues
Profile Imbalances
The Truth About Credit

Credit Is a System — Not a Guessing Game

Most people try to fix credit randomly. But credit is a reporting system, and the right strategy matters. Not every negative account should be handled the same way. Not every score issue comes from the same source. The key is understanding what is actually hurting your profile — and addressing it strategically.

"You don't fix credit randomly — you fix it strategically."

Our Process

How the Process Works

We use a structured process to identify what is affecting your credit profile and determine the strongest next step — nothing is random, nothing is guesswork.

Profile Review

We review all three bureaus to identify what may be affecting your score, reporting, and approvals — including items you may not know about.

Strategy Plan

We determine what should be addressed first based on your individual profile. No one-size-fits-all approach, ever.

Strategic Execution

Disputes, validations, bureau letters, inquiry challenges — using proper documentation and a targeted, trackable strategy.

Profile Optimization

We strengthen the remaining profile for healthier scoring behavior and stronger approval positioning.

Student Loan Review If Applicable

If student loans are also affecting your financial profile, that can be discussed during the consultation process.

Why Work With Us

Built on Strategy, Not Guesswork

At MWBA Enterprises, founded by Dr. Tamila Glaze, we take a fully strategic approach — assessing the profile, identifying what's holding it back, and creating a focused, documented path forward.

System

A Fully Strategic Approach

Every case follows a proven methodology. No guesswork. No random disputes that waste time and damage the profile further.

All 3

Bureaus Covered

We work Experian, TransUnion, and Equifax simultaneously — with strategies specific to each bureau's reporting standards.

Zero

No Blind Disputes Filed

We never file dispute letters without a plan. Each submission is targeted, documented, and trackable against your profile.

Real Client Results

The Numbers Speak for Themselves

Real examples of the types of results clients have experienced through strategic credit work.

754
Experian
Bureau Score Achieved
732
TransUnion
Bureau Score Achieved
$26.9K
Negative Accounts
Addressed & Removed

Results vary based on individual credit profiles. No specific outcomes are guaranteed. Results shown across Equifax, Experian, and TransUnion.

Free — Limited Time

Claim Your Financial Freedom Starter Pack

Download our exclusive free guide — a $147 value — and take your first step toward lower payments, a stronger credit profile, and the business growth you deserve.

Student Loan Forgiveness Checklist PSLF & IDR programs made simple — know exactly which you qualify for.
Credit Score Booster Guide Actionable steps to improve your credit profile in 90 days.
Business Start-Up Roadmap LLC, EIN, and compliance basics — launch with confidence and clarity.
Reputation Reset Tipsheet Ethical, platform-compliant methods to build a positive online presence.
$147 Value → Yours FREE Today
  • 🎓 Students save $10,000+ using forgiveness programs
  • 💳 Credit clients rebuild from 500s to 700+ in months
  • 💼 Business owners secure $50,000+ in funding with the right structure

Get Your Free Guide Now

Enter your name and email — we'll send the Financial Freedom Starter Pack straight to your inbox. Takes 10 seconds.

By submitting, you agree to receive communications from MWBA Enterprises. We respect your privacy and will never sell your information.

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🎁 Special Bonus For Action-Takers

  • ✅ Free 15-min discovery call to discuss your goals
  • ✅ Early access to new trainings & financial tools
  • ✅ Personalized clarity plan available for $147
Why MWBA

We Don't Just Give Advice — We Deliver Results

Founded by Dr. Tamila Glaze, MWBA Enterprises was built with one mission: empower individuals and entrepreneurs with the tools, strategies, and support they need to achieve financial freedom.

Student Loan Solutions

Forgiveness program guidance, payment optimization, and default resolution education — we help you navigate the complexity.

Credit Education & Consulting

Educational consulting to help you understand and strategically improve your credit profile across all three bureaus.

Business Growth & Automation

Launch, fund, and scale your business with proven systems, done-for-you branding, and intelligent automation.

75+
Six-Figure Clients
Myron Golden
Business Excellence Recognition
Presidential
Lifetime Achievement Award
FCRA
Strategy-Based Approach
Client Testimonials

Real Clients. Real Results.

★★★★★

MWBA guided me through forgiveness — $68,500 in loans erased! I had no idea how to navigate the programs until Dr. Glaze's team walked me through every step.

Verified Client · September 2024
Brandi M.
Student Loan Client
Verified Client
★★★★★

I had no idea what was hurting my score. After the audit, the strategy made complete sense. In 90 days I went from 561 to 704. I got approved for an apartment I was rejected from twice.

Verified Client · October 2024
J. Martinez
+143 point increase
Verified Client
★★★★★

Business-in-a-Box launched me in 30 days — I made $7,500 in my first month. The branding, systems, and automation were all done for me. I just showed up and executed.

Verified Client · November 2024
Jason K.
Business Launch Client
Verified Client
★★★★★

They helped me fix my credit, secure $50,000 in funding, and start my business. The process was methodical and every step was clearly explained. $18,000 in negative accounts addressed.

Verified Client · December 2024
Danielle R.
Credit & Funding Client
Verified Client

Results vary based on individual credit profiles. No specific outcomes are guaranteed.

Our Services

Solutions Built for Your Situation

Whether you need credit strategy, student loan relief, or business launch support — we have a clear path forward for you.

Credit Restoration

Strategic credit consulting across all three bureaus. We identify what's affecting your profile and build a targeted, trackable plan to address it.

Book Your Free Discovery Call →

Student Loan Solutions

Navigate forgiveness programs, income-driven repayment plans, and default resolution — with a clear strategy for your specific loan situation.

Book Your Free Discovery Call →

Business Growth & Launch

LLC formation, EIN setup, business funding strategy, branding, and automation — everything you need to launch and scale with confidence.

Book Your Free Discovery Call →
What We Cover

What We Help Address

Credit Repair Strategy
Bureau Disputes
Score Optimization
Negative Account Review
Inquiry Management
Debt Validation
Goodwill Letters
Rapid Rescore Strategy
Student Loan Strategy
Credit Mix & Utilization Improvement
Common Questions

Still Have Questions?

Many lower starting profiles have clearer issues that can be identified and addressed strategically. We review the full picture and identify the clearest path forward.
Most people struggle because they're fixing the wrong things or approaching the profile without a real strategy. Random, unsystematic disputes get ignored — or make things worse. Our approach is targeted, documented, and based on your specific profile.
It's a free 15-minute call focused on identifying what may be affecting your profile and determining the best next steps. No pressure, no pitch — just real answers about your specific situation.
The Clarity & Plan is a 45-minute deep-dive consultation where we review your specific credit or financial situation in detail and map out a personalized plan of action. It's ideal for people who are ready to get started and want a clear roadmap immediately.
Not every item can be removed — we'll never promise that. But inaccurate, unverifiable, or improperly reported items have strong legal standing for removal under the FCRA. Our audit identifies exactly what's challengeable and what isn't.
No. You can book first. If needed, you may be asked to access your current report through IdentityIQ before or after booking — it helps us review the most accurate information during your call.
Yes. MWBA Enterprises covers both credit restoration and student loan strategy, plus business growth services. If loans are affecting your financial profile, that can be discussed during the consultation when relevant.
Don't Wait

Every Month You Wait Has a Cost

The longer negative reporting continues, the longer it affects your options, rates, and ability to move forward. The sooner you know what's hurting your profile, the sooner you can begin addressing it. Clarity creates momentum.

Time-Sensitive Items

Delaying action can keep the same reporting issues affecting your profile longer than necessary.

Real Money Lost

Poor credit leads to significantly higher interest costs over time on every loan and card.

Closed Doors

Every denial can delay financial opportunities you may already be ready for.

Get Started

Start Your Financial Reset Today

You don't need more confusion — you need clarity. We'll review your situation, identify what may be affecting your profile, and map out the best next steps for your financial reset. Real answers in 15 minutes — zero pressure.

Book Your Free 15-Minute Discovery Call →
No pressure · No guesswork · Real answers in 15 minutes · Takes less than 60 seconds to book
🔒 100% Confidential
⏱️ Just 15 Minutes
🚫 Zero Sales Pressure
Real Answers, Free