1. Educational Purpose Only

All content, consultations, materials, and products provided by MWBA Education are for educational and informational purposes only.

• We are not attorneys, financial advisors, or tax professionals.
• Nothing on this website or provided in consultations should be considered legal, financial, or tax advice.
• Clients are responsible for making their own financial, legal, and business decisions.

2. No Guarantees of Results

While many of our clients achieve significant improvements, results are not guaranteed:

• Credit scores depend on individual credit histories, reporting agencies, and compliance with recommendations.
• Student loan outcomes depend on government programs and agency approvals.
• Business funding depends on lender criteria, creditworthiness, and other external factors.

3. Accuracy of Information

• We strive to provide accurate, up-to-date information but make no warranties that it is complete, reliable, or error-free.
• Government programs (such as PSLF or IDR) may change without notice, and we are not responsible for such changes.

4. Limitation of Liability

By using our website or services, you agree that MWBA Education / One Love Wealth Enterprises LLC shall not be liable for:

• Any losses, damages, or claims arising from your use of our website, services, or materials.
• Decisions you make based on our educational content or consultations.
• Actions or inactions of third parties (e.g., lenders, credit bureaus, government agencies).

Our total liability is limited to the amount paid for the services or products in question.

5. External Links

Our website may contain links to third-party websites. These are provided for convenience only. We are not responsible for the content, accuracy, or policies of external sites.

6. Intellectual Property

• All content, materials, designs, and resources are the property of MWBA Education / One Love Wealth Enterprises LLC.
• You may not copy, reproduce, or distribute our content without written permission.
• Any resources provided (e.g., workbooks, templates) are for personal use only.

7. User Responsibilities

• Provide accurate and truthful information when booking services.
• Do not misuse our website or services for fraudulent, unlawful, or harmful purposes.
• Comply with all applicable laws when using information from our site or services.

8. Updates to Disclaimer

We may update this Terms of Use & Disclaimer at any time. The latest version will always be posted here with the “Last Updated” date.

9. Contact Us

If you have questions about this Terms of Use & Disclaimer:

📧 sl@mwbaenterprises.com

📞 1-888-705-3922

Operating Brand: MWBA Education
Billing Entity: One Love Wealth Enterprises LLC